Why did no one tell me about CreditRefresh before my credit score reached 400 😭 — Comment "REFRESH"

Why did no one tell me about CreditRefresh before my credit score reached 400 😭 — Comment "REFRESH"
Why did no one tell me about CreditRefresh before my credit score reached 350 — Comment "REFRESH" for the link ** If ...
https://www.youtube.com/watch?v=P6Xh_J1LDrQ