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Most people believe charge-offs instantly destroy credit scores, but I #Shorts

Most people believe charge-offs instantly destroy credit scores, but I #Shorts

Most people believe charge-offs instantly destroy credit scores, but I #Shorts
Most people believe charge-offs instantly destroy credit scores, but I disputed one worth $7200 and gained 142 points overnight.
https://www.youtube.com/watch?v=pCa91BPGywQ

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